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100%
PRO-CLIENT

Gandim o relatie de lunga
durata bazata pe
incredere reciproca.

FINANCING
SOLUTIONS

Avem la dispozitie cele
mai bune oferte de
creditare.

TRANSPARENCY
& PROFESSIONALISM

Prezentam oferta transparent
si detaliem atat beneficiile
cat si dezavantajele
produsului.

SUCCESS RATE
MORE THAN 90%

Ne laudam cu peste 90%
dintre solicitari finalizate
cu succes.

DEDICATED
SOLUTIONS

Evaluam, cantarim si gasim
impreuna varianta
potrivita.

SERVICES,
INTEGRITY, EXPERTISE

Beneficiezi de un pachet
complet si complex de
servicii de consultanta.

WE ACCEPT
CHALLANGES

Orice este posibil, imposibilul
doar dureaza mai
mult.

 
YOUR OFFER

Nu este suficient sa fie cea
mai buna, este vital sa o
poti accesa.


OUR
MISSION

Our mission is to deliver the highest level of customer service with the best mortgage rates and the most diverse product selection.

Rather than representing a retail bank's best interest, we at Credit Bonus, as one of the top mortgage banker in Romania, represent the client's best interest from over 15 different lenders/investors.

With Credit Bonus's vast array of mortgage products, we can provide financing in almost every scenario with the best rate whether easy or difficult.

  • IN ORDER TO SUCCEED

    The will to win, the desire to succeed,
    the urge to reach your full potential...
    these are the keys that will unlock
    the door to personal excellence

    Confucius

  • YOU ARE NOT DEFEATED

    if you refuse combat


    Mircea Eliade

  • THE LUCK

    is to little for such a big world


    I. L. Caragiale

MORTGAGE LOAN

Mortgages are loans distributed by banks to allow consumers to buy homes they can't pay for upfront. A mortgage is tied to your home, meaning you risk foreclosure if you fall behind on payments. Mortgages have among the lowest interest rates of all loans. The 30-year conventional fixed-rate mortgage has long been popular due to its fixed interest rate and lower monthly payments, however, since the interest payments are spread out over 30 years, you'll pay more interest over the life of the loan than you would on a shorter-term mortgage.

CREDITUL IMOBILIAR

Este un produs destinat persoanelor care doresc achizitionarea unui imobil, dar nu doresc instituirea ipotecii pe ceea ce urmeaza sa cumpere ci pe un altul care deja exista in proprietatea lor sau in unele cazuri chiar si in proprietatea rudelor.

CONSTRUCTION LOAN

Many people dream about building a new home to their exact specifications. If you've been thinking about building a new home, it could be one of the most exciting and rewarding projects you'll ever undertake. If you're currently a homeowner, an alternative to a construction loan is to use the equity in your home to finance building a house. We offer a number of construction loans designed to help you finance the building of your new home. For information on construction loans, including the benefits of closing before construction begins, talk with a mortgage loan originator.

HOME IMPROVEMENT
AND RENOVATION LOAN

If you have equity in your home - the house is worth more than you owe on it - you can use that equity to help pay for big projects. Home equity loans are good for renovating the house, consolidating credit card debt, paying off student loans and many other worthwhile projects.
Home equity loans and home equity lines of credit use the borrower's home as a source of collateral so interest rates are considerably lower than credit cards. The major difference between the two is that a home equity loan has a fixed interest rate and regular monthly payments are expected and are used for things like home renovations, credit card debt consolidation, major medical bills, education expenses and retirement income supplements. They must be repaid in full if the home is sold.

PERSONAL LOAN WITH MORTGAGE

Personal loans using a mortgage can be used for any personal expenses and don't have a designated purpose. This makes them an attractive option for people with outstanding debts, such as credit card debt, who want to reduce their interest rates by transferring balances. Like other loans, personal loan terms depend on your credit history.

PERSONAL LOAN

Personal loans can be used for any personal expenses and don't have a designated purpose. This makes them an attractive option for people with outstanding debts, such as credit card debt, who want to reduce their interest rates by transferring balances. Like other loans, personal loan terms depend on your credit history.

CORPORATE FINANCING

The Corporate Finance team offers a wide range of value-adding investment banking services focused on mergers & acquisitions, divestments and equity capital market transactions.
Our clients' interests are our number one priority and we appreciate that our client relationships are built on the integrity and quality of the advice we provide. These are some of the reasons why Nordic and international companies, private equity firms, governments and institutional investors repeatedly turn to us when they need advice on potential transactions.

COMMERCIAL REAL ESTATE LEASING

Un produs mai putin cunoscut care este pretabil in mod special pentru persoane juridice. Functionalitate lui este similara cu cea a mult mai cunoscutului Leasing Auto si consta in faptul ca institutia finantatoare cumpara imobilul urmand ca societatea sa devina utilizatorul ei iar la sfarsitul perioadei de creditare dreptul de proprietate se transfera inapoi.

VEHICLE LEASING

If you're thinking of buying a new or used car, for business use, we can arrange finance.
  • THE FIRST RULE

    is not to lose.
    The second rule is not to forget the first rule.

    Warren Buffett

  • GREAT THINGS

    in business are never done by one person.
    They're done by a team of people.

    Steve Jobs

  • SUCCESS

    consists of going from failure
    to failure without loss of enthusiasm

    Winston Churchill

OUR
SERVICES

Avem ca si focus principal profesionalismul

  • » putem finanta orice tip de imobil;
  • » ne aplecam atentia strict catre interesul clientului;
  • » putem finanta orice tip de tranzactie avand la indemana orice produs financiar disponibil in piata;
  • » avem la dispozitie ofertele a peste 15 banci si institutii financiare.

Avantajele Credit Bonus ca si companie de consultanta

Selectam oferta care i se potriveste clientului. Avem atitudine 100% pro-client tinand cont strict de necesitatile acestuia facilitand o mai buna finalitate a dosarului de credit. Suntem la curent cu toate miscarile pietei de creditare evitand situatiile neplacute create de lipsa fondurilordin unei anumite banci cat si prezentam transparent cele mai bune oferte posibile.

[ Citeste mai departe]

Cunoastem toate produsele bancilor in detaliu avand capacitatea necesara de a o prezenta in detaliu pana la cele mai mici costuri. Oferim un timp de raspuns rapid si cu o rata de succes de peste 90%. Disponibilitate fata de client prin informarea acestuia si economisirea de timp cat si evitarea efectuarii de plati catre banca pana la primirea rezolutiei finale pe dosarul de credit. Sustinerea dosarului in cazuri in care veniturile au un caracter atipic,inconstant sau neconform normei institutiei de credit (drepturi de autor inconstante, dividende, contracte in strainatate, contracte de management etc.). Economisim timpul clientului prin evitarea pe cat posibilul a drumurilor la banca finantatoare. Lucram cu implicare maxima orice tip de speta fie ea mai simpla sau mult mai complicata avand ca scop final indeplinirea solicitarii clientului in masura in care este viabila.

TESTIMONIALS

  • Credit Bonus inseamna profesionalism. Am avut si am in continuare incredere in serviciile lor. Ajutorul lor a venit la pachet cu respectul fata de clienti si certitudinea ca orice cerinta se poate realiza. Va recomand cu toata increderea serviciile oferite. Cu Credit Bonus iti poti realiza ceea ce ieri doar visai si astazi ai.

    Calin Corina
    Sef Serviciu Financiar-Contabilitate, Cyrom Romania SRL

  • Cand munca iti ocupa cea mai mare parte a programului zilnic si putinul timp ramas vrei sa-l dedici vietii personale constati ca formalitatile necesare obtinerii unui credit devin o adevarata povara, mai ales daca vorbim de un credit ce implica o ipoteca imobiliara. Lucrez in sistemul financiar bancar si a fost usor sa recunosc broker-ul care cu adevarat mi-a inaintat cele mai bune oferte din piata si care mi-a expus in mod corect toate aspectele pe care le presupune solicitarea unui credit cu ipoteca imobiliara. Nici nu a fost necesar sa le spun celor de la Credit Bonus cat de limitat este timpul meu, stiau deja, si au stiut exact ce au de facut in asa fel incat efortul depus de mine sa fie minim, aprobarea a venit repede si fara drumuri inutile la banca.

    Am scris acest testimonial pentru ca vreau sa le multumesc si pentru ca apreciez oamenii care, cu adevarat, stiu ce fac!

    Cristian Voinea
    Manager de Produs, Companie Multinationala

  • Profesionalism, solutii variate si flexibile, economie de timp, corectitudine. Angajatii CreditBonus sunt alegerea ideala atunci cand vrei sa fi sigur ca obtii creditul pe care ti l-ai dorit, in conditiile cele mai avantajoase pe care ti le-ai dorit.

    Viorica Preda
    Consilier, Ministerul Educatiei si Cercetarii Stiintifice

  • Credit Bonus nu este un broker de credite, Credit Bonus este un partener de afaceri care iti aduce cele mai potrivite alternative la masa dialogului. Un partener de incredere, care iti ofera cea mai buna solutie adaptata pe nevoile tale concrete si care tine cont ca esti un om foarte ocupat si care uraste birocratia.

    Ioana Gligor-Bekesi
    Director Proiecte Publice, Centrade Cheil

  • Am ajuns, la un moment dat, intr-o situatie unde aveam nevoie de un credit mare; am incercat la mai multe banci, la diferiti brokeri bancari - nu se putea face nimic. Intamplator am ajuns la Credit Bonus unde a luat legatura cu dl. Alexandru Radulescu. Recunosc ca eram dezamagit de incercarile nereusite de pana atunci si nu prea imi puneam mari sperante nici in aceasta intalnire. Am fost surprins, putin zis surprins, sa aflu ca se poate - si chiar asa a fost, totul s-a rezolvat asa cum imi doream si cu un profesionalism rar intalnit. Nu credeam ca poate sa fie asa de simplu.
    Sunt sigur ca nu as fi ajuns niciodata in situatia in care ma aflam daca as fi gasit aceasta firma, si pe dl. Radulescu, cu un an mai inainte.
    Recomand Credit Bonus din toata inima.
    Succes in continuare domnilor!

    Viorica Radu
    Expert Resurse Umane, Posta Romana

  • MA BAZEZ MEREU PE CREDIT BONUS. TERMENUL "IMPOSIBIL", NU EXISTA PENTRU EI.
    SUNT ACEI PARTENERI CARE CRED IN VISELE MELE SI MA AJUTA MEREU SA LE INDEPLINESC. TOTUL DEVINE MAI USOR ATUNCI CAND STII CA AI SUSTINERE.

    What's UP (Marius Ivancea)
    Artist

ABOUT
US

Credit Bonus SRL was established in 2007 by three determined individuals, with the clear vision of creating a premier residential mortgage brokerage firm. Today, with an internal team with great focus for client servicing, and an extensive strategic network, including more than 15 leading investors and lending institutions, Credit Bonus is a leading mortgage banker dedicated to continuing a unique standard of excellence.

[ Citeste mai departe]

The firm's unmatched expertise in all aspects of mortgage loans has established its place as an industry leader in Bucharest since 2007. Credit Bonus has offices based in the centre of Bucharest right next to the Romanian government providing access to a wide array of mortgage products and services. As a direct partner to most of the financial institution in Romania , Credit Bonus has the capability that enables them to close loans in as fast as 30 days from start to finish and also exclusive pricing deals on some of the mortgage products available on the market today.

We invite you to experience Credit Bonus culture of service, integrity and teamwork. We specialize in personalized programs for our clients at all stages of their lives and price points. Reap the benefits of working with one of the nation? leading residential mortgage bankers.

The exponential development of the company will continue going on in respect with the real-estate market, as well as the portofolio constant clients return after experiencing our top mortgage buying services till we achieve the highest distinctions possible in this market.

Alexandru RĂDULESCU
Managing Partener

Cătălin MARIN
Managing Partener

Iulian TOMA
Managing Partener

Credit Bonus

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